No credit check
Loan without credit check, 100% online
We review your application through IBV bank verification. Answer within 60 minutes during business hours, Interac deposit within 24 business hours.
Published example
$500 loan
$64.43/ 2 wk
6 installments, that is all
- Amounts available
- $250 to $1,500
- Answer in 60 min during business hours
- 60 min
- Read-only IBV
- IBV
No credit check
Why there is no credit check
IBV gives us a 90-day summary of your account. Your credit file is not touched. This is IBV bank verification, not a credit check.
We review your application through IBV bank verification. Answer within 60 minutes during business hours, Interac deposit within 24 business hours.
Eligibility
Criteria
- Be 18 or older
- Live and work in Quebec
- Have been in the same job for at least 3 months, or receive eligible income
- Be paid by direct deposit into a bank account
- Earn at least $1,500 a month
- Not be in bankruptcy
Three steps
01
Application received
02
IBV verification, a single piece of ID
03
Interac deposit
Do you run a credit check?
No. We assess your ability to repay through IBV, using the last 90 days of your transactions.
What is IBV?
IBV means Instant Bank Verification. It is a bank-built platform that outlines your last 90 days of transactions. It is a simpler, faster way to review repayment capacity, without a credit check.
How long before I receive the money?
Your loan is deposited by Interac e-transfer within 24 business hours of signing and approval. Use the email tied to your bank account: that is where the deposit is sent.
If your application is completed, signed and approved before 1 p.m., the amount is available the same day.
What they say
Clients who trust us.
01 · Lasting trust
"Thanks again for your impeccable service. You are fast and efficient, and my money loan was truly tailored. You have my full trust; I highly recommend you."
Etienne Tremblay 02 · Fast and tailored
"Thank you very much for your quick response. Your company deserves all my admiration. I obtained my money loan without delay, and all the conditions were met. You can be sure that I will recommend you!"
Mathieu Boucher 03 · Without delay
"A money lending company that is truly trustworthy. I am on my third money loan with you. Merci!"
K. B.
A loan is a commitment
A loan should be taken on responsibly. Fees are higher than a classic bank loan. Compare your options before you sign.
Ready to start
Choose your amount.
One online application, a fast response, and the exact schedule presented before you sign.
Apply online