01
You fill in the application online
A few minutes, electronic signature included.
New application
Requested amount
$500
Your email
Frequency
Every 2 weeks
Electronic signature
Included at this step
ID document
A single document
Sample loan
Interac deposit
$500
Paid within 24 business hours
100% online cash loan
A quick loan, with no credit check.
From your living room, get $250 to $1,500: a response in 60 minutes and an Interac deposit within 24 business hours.
Your information stays confidential.
Why Prêt Formula
No credit check
Read-only IBV
A single piece of ID
Fixed payments
Human support
Answer in 60 minutes
Interac deposit in 24 business hours
Repayment with no penalty
The path
Apply online, get an answer in 60 minutes.
No credit check, and only one piece of ID. From your living room to an Interac deposit.
Build your loan
Calculate your payment.
Choose the amount and frequency that fit your budget. For published schedules, the installment appears instantly.
$500
Min $250Max $1,500
Choose an amount
No credit check
Answer in 60 min during business hours
100% online process
Per installment
$64.43/ 2 weeks
Your rhythm, over a monthEvery 2 weeks
Loan amount$500
Number of installments6 installments
Deposit methodInterac e-Transfer
Interac deposit within 24 business hours, or the same day if your application is completed, signed and approved before 1 p.m.
Repayment frequencyApply online
What they say
Clients who trust us.
01 · Lasting trust
"Thanks again for your impeccable service. You are fast and efficient, and my money loan was truly tailored. You have my full trust; I highly recommend you."
Etienne Tremblay 02 · Fast and tailored
"Thank you very much for your quick response. Your company deserves all my admiration. I obtained my money loan without delay, and all the conditions were met. You can be sure that I will recommend you!"
Mathieu Boucher 03 · Without delay
"A money lending company that is truly trustworthy. I am on my third money loan with you. Merci!"
K. B.
Built for real life
Options that flex with you.
Early repayment
Reduce your balance or pay it off in full by Interac e-transfer, any time.
Sample follow-up
Transfer received
No penalty
If your situation changes
Postpone a payment or lower an installment: twice per loan, with the fees written before you sign.
See fees and options- Payment postponement
- 2 per loan, $35
- Payment modification
- 2 per loan, $0
- Missed payment
- Moved or split, $50
FAQ
The essential answers.
To qualify you need to : be 18 or older ; live and work in Quebec ; have been in the same job for at least 3 months or receive eligible income ; earn at least $1,500 a month ; not be in bankruptcy.
Eligible income : salary, employment insurance, QPIP, CNESST, SAAQ, ASS and pensions. Last-resort benefits and self-employed status are not eligible.
Next step
Time for what matters.
An online application, a fast response, and a team ready if you need a hand.
Apply online